Humorous comic strip on how to live frugally by saving money
It’s true, I do shop a lot. But I make up for it by knowing how to shop smart… in other words, knowing how to shop frugally!
I know, I know. It seems like a contradiction. On one hand, I’m a shopaholic… especially when it comes to buying one of a kind, handmade goods. On the other hand, I claim to lead a frugal lifestyle. But if you think about it, those two aspects of my life can work beautifully to balance each other out! This way, I satisfy my “need” to shop without breaking the bank.
So what exactly does “shopping smart” mean to me? Let me explain the ways! I consider the following as “The Golden Rules” for shopping smartly, by shopping frugally. Call them my list of Top 10 Frugal Money Saving Tips, if you will.
Note: These “Golden Rules” mostly apply to purchasing a specific product or service… and not, say, shopping for groceries. However, I will discuss grocery shopping in my rule on extreme couponing.
Rule #1: Never Pay Retail Prices (If Possible, Always Wait for a Sale!)
Why never pay retail & always wait for a sale?
This is pretty self-explanatory; if you want to save money and can wait for a sale to occur before purchasing an item or service, then it’s just common sense that you do so. Especially since most stores have sales on a regular basis, some even once a month and usually tied to a major public holiday.
If you’re interested in purchasing a specific item or service but don’t have to buy it right away, then it’s always beneficial for you to hold off making the purchase and wait for a sale. Why? Because it’s never a good idea to pay retail for anything, period.
It’s just common sense! Why pay retail prices on something when you can simply hold off a week or two and wait for the item to go on sale? Especially since most stores have regular sales.
Regular sale periods in a retail cycle (within a calendar year)…
- Annually: This is “the biggie”… as in the guaranteed biggest sale of the year at all stores. For example:
- Black Friday in the US
- Boxing Day in Canada
- Twice Annually: For fashion clothing & apparel retailers, there are usually only 2 unique seasons in the retail cycle when seasonal products are sold (Note: Summer is just an extension of Spring, while Winter is just an extension of Autumn):
- Spring [From January to July]
- Autumn [From July to December]
- Quarterly (By “Season” in a Calendar Year): For all other “seasonal” products or services, they generally follow a sales schedule that corresponds with the changing of seasons within a calendar year:
Expect quarterly sales corresponding with the changing of the seasons
- Winter Sales occur in January
- Spring Sales occur in March
- Summer Sales occur in July
- Autumn Sales occur in October
- Quarterly (By “Financial Quarter” in a Budget/Fiscal Year): You can also expect retailers to take into account which “financial quarter” or 3-month period within a fiscal year it is when deciding when to hold sale (since at the end of the day, it’s all about balancing the budget!). Each financial quarter is 3 months long:
- Q1 or First Quarter [From beginning of January to end of March]
- Q2 or Second Quarter [From beginning of April to end of June]
- Q3 or Third Quarter [From beginning of July to end of September]
- Q4 or Fourth Quarter [From beginning of October to end of December]
As you can see, when I said “regular” when it comes to sales? It’s true. Store sales are usually extremely predictable, making it even more ridiculous to pay retail prices on something when you can usually predict when the item or service will go on sale.
It's true. The probability of a sale occuring on a holiday (whether it's an official public holiday or a "Hallmark holiday")? Almost guaranteed to be 100%!
Of course there are the sales that occur on “holidays” that aren’t even official public dates (i.e. not the kind where you get days off work!). I’m talking about the “Hallmark holidays,” like Valentine’s Day, Mother’s Day, Father’s Day, Halloween. And then there are some even more thinly-veiled “holidays,” including Graduation Day and even St. Patrick’s Day!
Lastly, there are the kingpins of holidays that are tied to the biggest sales of the year. In the US, nothing beats Black Friday sales (in-store at your neighborhood retailer) and Cyber Monday deals (online at a merchant’s website), both connected to Thanksgiving holiday. And in Canada, you won’t find deeper discounts all year long than on Boxing Day… although nowadays it’s more like “Boxing Week” in terms of sales happening all week long, starting on the day after Christmas and ending right before the New Year.
List of “holidays” when you can usually expect sales to occur…
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Rule #2: Shop Online
Why shop online?
Whether you’re buying a retail product or booking a service, chances are you’ll find it available for sale online at a lower price than if you were to make the purchase in-store at a local brick and mortar retailer. Chalk it up to larger stock selection & more competitive prices!
Whenever possible, always opt for the online shopping route... 9 times out of 10 you'll save more money that way
Why? It’s common sense. Online retailers can carry a much wider stock selection than physical stores, and the upkeep costs are way less… which translates to more competitive prices!
This is especially true for the type of consumer goods that you can find at your local mall or big box store… including apparel, shoes, jewelry & other fashion accessories, beauty products, electronics, computers, sports gear, housewares & other home items, books, DVDs/Blu-rays, CDs… you name it.
And if you’re looking to buy a brand name item? Then the probability of you finding it for less online goes up even more (since more e-stores will likely carry that item, upping your chances for finding it on sale, for less)!
Rule #3: Always Compare Prices (Within Reason!)
Why compare prices?
You could potentially be paying a substantially higher amount on an item or service if you don’t compare prices beforehand. On the flip side, you don’t want to spend every waking hour researching price comparisons. My advice? Take advantage of tech aids like barcode scanner smartphone apps & online circular websites for instantaneous shopping comparisons.
Want to save money? Then make sure to compare prices before purchasing anything (and the Internet is your best resource, it's true)!
A dummy is exactly what you’d be, if you fail to do price comparisons every time before you buy something.
Now I’m not saying go spend 6 hours a day comparing prices like they do on TLC’s Extreme Couponing show. I mean, yes it’s worth putting a little effort into leading a frugal lifestyle. But that doesn’t mean you should sacrifice your life!
So here are some quick & easy surefire ways to save money by comparing prices while still being able lead a normal lifestyle!
A) Shopping comparisons via QR or barcode scanner smartphone apps
- There are quite a few smartphone apps out there that allow you to perform price comparisons on-the-spot… while you’re in the store!
IT humor, and on the topic of frugal shopping? Now that's the way to my heart!
- The most popular type involves “scanning” a typical product barcode, simply by pointing your smartphone camera at the black and white striped UPC symbol
- Similarly, there are QR code scanner (a.k.a. “Quick Response” code scanner) smartphone apps that work off of the same principle. Instead of scanning a UPC barcode, you’ll be using your camera phone to scan a square-shaped, black and white two-dimensional matrix barcode.
- Now, nothing says “instantaneous in-store savings” quite like scanning the barcode of the product you wish to purchase, then finding out immediately whether you can buy the identical product for less either at an online retailer or at a local brick & mortar shop!
- Here are some QR or barcode scanning smartphone apps that I recommend: Amazon Price Check for Android
& for iPhone, RedLaser Barcode & QR Scanner, and the ShopSavvy Barcode Scanner
B) Shopping comparisons via other types of smartphone apps (i.e. ones that don’t involve scanning barcodes)
- In addition to scanning barcodes and QR codes, there are other smartphone apps out there that also let you perform price comparisons on-the-spot, in-store… some via voice command, and some even just by taking a picture of the product’s cover!
The Google Shopper smartphone app is a frugal shopper's dream come true
- For example, take the Google Shopper smartphone app. You can search by voice by saying the name of a product, which Google will then locate in Shopper for you. Google can also help you locate books or media items just by “scanning” (i.e. pointing your phone’s camera) each product’s cover art! Gotta love the magic of technology.
- Another smartphone app that offers the same functionality as the Google Shopper? Try SnapTell (I haven’t actually given this one a go. But if you have, please let me know your thoughts!).
C) Consult weekly store flyers/circulars…the online way
- In the past, if you wanted to consult weekly flyers (a.k.a. sales circulars or Sunday newspaper ads) in order to keep up with upcoming sales at particular stores, you would have to look them up physically by going through newspaper inserts. Not only would this take a long time, you would also be limited to reviewing them only while at home.
- This process is now much faster (and more convenient!) thanks to the invention of “online flyer websites” that specialize in compiling weekly ads/sales circulars of local retailers… and list them all in one place!
- This means you can still save money by comparing flyers/circulars… without the need to spend all day on it. Gone are the days where you would have to hunt down store ads on your own (whether by manually flipping through physical newspaper inserts, or manually going through each retailer’s online website to view their e-flyer). Just visit one of these flyer websites and you’ll find weekly circulars for all your favorite retailers consolidated in one place… right at the tip of your fingertips!
ShopLocal's "Circular Central" features rotating weekly store ads from local stores in your neighborhood
- Since these flyer websites are, well, online… that means you’ll be able to check the weekly sales for any store you wish, anywhere you want. All you need is a cellphone with access to the Internet. This makes in-store shopping comparisons much easier.
- Here are some websites specializing in providing local retail circulars for the online generation that I recommend: Flyertown and flyerland.ca in Canada; zip2save.com (the American version of flyerland.ca), ShopLocal and SundaySaver in the US
Flyertown is a Canadian flyer website that compiles weekly store ads from local retail stores in your neighborhood
D) Use shopping comparison websites (…and compare prices from hundreds of merchants in one place!)
- Whether you’re buying a retail product or booking a travel service, there likely exists a shopping comparison website that specifically targets what you’re looking for… and can help you find it at the lowest possible price!
Booking a trip? Be sure to compare prices at Kayak.com beforehand... "Search One and Done!"
- For example, never book a flight, hotel, car rental, vacation package or other travel service without first visiting Kayak.com. Their motto of “Search One and Done” means you can compare the prices of any type of travel service across hundreds of travel booking sites… all in one place.
- If you’re: a) interested in purchasing a brand product that’s available at multiple online retailers and b) have no preference as to which store to buy the item from (as long as you’re buying it at the lowest price!), then you should give shopping comparison websites like Nextag, PriceGrabber and BizRate a whirl. You don’t necessarily have to use all of them; just pick your favorite and run a quick price comparison search for the item you wish to purchase before actually buying the product. You never know… you might be able to buy it somewhere else for a lot less!
4 steps to saving money by using shopping comparison websites
Rule #4: Take Advantage of “Lowest Price Guarantee” Policies… Before Making Your Purchase
Why take advantage of “lowest price guarantees” & compare prices between competitor stores before making your purchase?
So you’ve done the shopping comparison research and have determined where to buy an item at the lowest price. But you could still be paying a higher amount than necessary if you don’t take advantage of “low price guarantees!” If an identical item is currently advertised at a competitor store’s weekly ad for a lower price, the main store will not only match the price but also beat it by a percentage of the difference.
Now that you’ve done the legwork and researched price comparisons (or at the very least, you’re fully equipped with shopping comparison apps in tow & flyer websites opened and ready for battle… it’s time to put that info to good use. The next step? Taking advantage of a store’s “best price guarantee” policy.
Now, I’m not talking about simple “price match guarantees” (more on that later as Rule #4). I’m talking about actual percentage (%) off guarantees, where a store will not only “match” a competitor’s price… it will actually beat the price as well!
This rule only applies to certain purchases, particularly newly advertised products (works well for brand name items) that are available for sale at multiple stores. If applicable, then following these simple steps will lead to more money saved in your wallet…
A) Steps to cashing in on “percentage off” low price guarantees for local retailers
- The item that you wish to purchase is available for sale at both Shop A (i.e. the “main” store) and Shop B (i.e. a local “competitor” to Shop A).
- The item is recently advertised in a current print ad of Shop B at a lower price than what Shop A is selling it for.
- Shop A has a lowest price guarantee policy in place… one that goes beyond matching a competitor’s advertised cost for the item in question (i.e. Shop A will not only sell the product at a matched price to Shop B’s “advertised cost,” it will also beat it by a percentage off discount).
- The item is eligible to take part in Shop A’s “low price guarantee.” (Note: Be sure to read the terms & conditions fine print to confirm this, or else you might be in for a nasty surprise!)
- If all previous steps hold true, then the best place to purchase the item at the lowest possible place isn’t at Shop B (i.e. for the current sale price at the “competitor store”), but at Shop A while taking advantage of its guarantee policy. Why? Because Shop A will not only sell the item at a matched price to Shop B’s advertised cost, but it will beat the cost by a percentage of the difference.
- For example, most stores offer a 110% lowest price guarantee. This means the store will not only match the competitor’s price at 100% of the cost, it will also beat the competitor’s price, with savings equating to 10% of the difference between the two costs
My illustrated guide on how to save money by taking advantage of "lowest price guarantees"
B) Examples of local retail stores offering “guaranteed low price” policies
- “The Home Depot Guaranteed Low Price” Policy: 10% Price Guarantee – If you find a current lower price on an identical, in-stock item from any local retailer, The Home Depot will match the price and beat it by 10% (visit link to see full list exclusions/Ts & Cs).
- “Lowe’s Everyday Low Prices, Guaranteed” Policy: 10% Price Guarantee – If you find a lower everyday price on an identical item at a local retail competitor, just bring the competitor’s current ad to Lowe’s and they will beat their price by 10%. If a competitor is offering a percent off discount, Lowe’s will also reduce their current price by the same percentage discount that the competitor is offering (visit link to see full list of exclusions/Ts & Cs).
Website screenshot image of "The Home Depot Guaranteed Low Price" policy
Keep in mind, this doesn’t mean you get to save 10% off the total price. Instead, it’s 10% off the difference in prices. And while it might not seem like you’re saving a lot… it really makes a difference though if you’re purchasing a big-ticket item!
Rule #5: Take Advantage of “Price Match Guarantee” Policies… After Making Your Purchase
Why take advantage of “price match guarantees” & monitor price changes after making your purchase?
So you’ve finally bit the bullet and completed your purchase. That doesn’t mean you can now relax and rest on your laurels! To truly save the most money possible, take advantage of “price protection guarantees.” In the days or weeks (varies by store policy) after you’ve placed your order, monitor any changes in price. Any price drops that occur translates to a cash refund of the difference back into your wallet!
Now that you’ve…
- Done the shopping comparison research (in the least amount of time possible, thanks to online shopping comparison sites & smartphone apps, and the invention of circular websites)
- Have finally purchased the item that you want at the guaranteed lowest price (by taking advantage of retail stores’ “low price guarantee” policies)
- …That doesn’t mean you can just sit back and relax! Not if you want to ensure you’ll still be paying the lowest possible price on that item in a week… or two weeks from now.
itravel2000 is a Canadian travel booking site with a "Price Drop Protection" guarantee: If the price drops, you'll get a cash refund!
Why? Because it could potentially lead to huge savings in the form of a cash refund of the difference in price back into your wallet! All of this just by taking advantage of a merchant’s “price protection guarantee” policy.
Just make sure to keep your receipts (you’ll need to present them in order to get the refund), and follow these simple steps…
A) Steps to cashing in on price match guarantees for local retailers
- The store where you’ve purchased your item or booked your service has a price match guarantee in place.
- Check the time period for the guarantee (it varies by store policy, and could be anywhere from 3 days to 60 days or more), and confirm that your purchased item or service is eligible to take part in the guarantee.
- Once you’ve made your purchase, monitor & watch for any price changes at the store where you paid for the item or service, over the entire length of the “price protection guarantee” policy’s given time period.
- If the price drops at any time during that period, bring your receipt to the store and you’ll receive a refund of the difference.
- Examples of local retail stores offering “price match guarantee” policies (i.e. will issue a cash refund if the price drops after you’ve made your purchase): Best Buy’s Price Match Guarantee, Staples’ Price-Match Guarantee, and Sears’ Price Match Plus Policy & Price Protection Policy.
B) Steps to cashing in on price match guarantees for online retailers
Illustrated guide to redeeming itravel2000's Price Drop Protection guarantee
- Made your purchase online? Follow the same steps as if you were to cash in on a price match guarantee for a local retailer (see above).
- However, instead of bringing your receipt to the local store, you’ll need to follow the instructions listed on the merchant’s website on “how to apply for a price match.”
- The rules vary depending on the retailer (some allow you to claim a refund over the phone while others require the process be made via snail mail)… so be sure to consult the store’s website and read their terms & conditions!
- Examples of online merchants offering “price match guarantee” policies (i.e. will issue a cash refund if the price drops after you’ve made your purchase): RitzCamera.com’s Price Match policy, The Expedia Best Price Guarantee, FlightNetwork’s Price Drop Protection policy, and itravel2000′s Price Drop Protection policy.
Website screenshot image of FlightNetwork's "Price Drop Protection" guarantee
Again, it might seem like a lot of work… so only bother with this if you had paid a lot for your order, and the probability that a price drop will occur (i.e. the chance that the item will go on sale for a lower price in the near future) is high.
Rule #6: Subscribe to the Mailing Lists of Your Favorite Retail Stores
Why subscribe to a store’s mailing list?
By subscribing to the e-newsletters of your favorite stores, you’ll always be kept up-to-date on any sales they may have. This really helps in reducing the chances of you overpaying for an item or service!
Yes, it's true that mailing lists are often viewed as unwanted spam. But for the truly frugal shopper, sometimes the biggest nuggets of savings come in the form of e-newsletters!
Why? Because like Rule #3, once again you would feel like a dummy if you were to buy an item from a retailer at full price… when you could have easily bought the same item at a discounted price just by signing up to that retail store’s mailing list. That’s because retailers are always offering coupon codes, secret sales or sneak peaks at daily deals that are available exclusively to newsletter subscribers only.
And yes, it’s true that oftentimes people view mailing lists as nothing but pure spam. However, in order to be a true frugal shopper you can’t ignore this entire avenue of potential savings!
My advice on how to battle the spam? Keep personal emails separate from mailing list emails. Create a separate email address just for signing up to a store’s e-newsletter.
Rule #7: Follow Your Favorite Retail Stores on Social Networking Sites (Like Twitter & Facebook)
Why follow a store on social networking sites?
You should follow your favorite stores on Twitter, Facebook or other social networking sites for the same reason as to why you would join their mailing lists: So you will always be kept up-to-date on any sales they may have. Again, this really helps in reducing the chances of you overpaying for an item or service!
Follow your favorite retailer on Twitter or Facebook and you'll be the first to know of any upcoming sales or exclusive coupon offers!
Why? For the same reason as to why you would join the mailing list for your favorite stores. If there’s ever even a remote chance you’ll be buying something in the future from these retailers, then you would want to be kept in the loop and notified of any sales, coupon offers or daily deals they may have available. Especially since some stores may choose to advertise these discounts exclusively via the social networking path… and so they wouldn’t be available anywhere else!
Again, if you’re truly invested in saving the most money possible… then you’ve gotta cover all your bases.
Rule #8: Use Coupons!
Why always use coupons?
With the recent explosion of online coupon websites and the popularity of people practicing extreme couponing, both Internet & printable coupons have never been more popular. Nowadays, it seems like all local retailers & online merchants are jumping on the bandwagon (either by offering or accepting coupons). This means, in order to guarantee the biggest savings on your purchase, you HAVE to take into account the use of coupons!
OK, maybe you shouldn't always use online coupons for everything...
Nowadays, it seems like everyone and their grandma has started their own online coupon website. But most of them aren’t helpful or reliable, so I’d be careful as to which site to depend on and use as your source of Internet e-coupons. I personally would recommend finding a coupon site that you can trust, one that you can depend on to always have coupons that work and aren’t expired (or lead to broken links).
My personal favorites are FabulousSavings.com (for US coupons), and FabulousSavings.ca (for Canadian coupons).
And again… yes, I am biased (since I do work at fs!). However, it’s true that fabulous savings only offers merchant-approved coupons, and you’ll have a much higher chance of finding working, reliable coupons at FS than at many other coupon sites out there. Plus, the coupons from fabulous savings are simply a cut above coupons that you may find at a competitor site… only because they’re so easy to use! Don’t believe me? Check it out for yourself.
Rule #9: Extreme Couponing? Don’t Get Tempted, It’s Overrated (Definitely Not For the Average Joe!)
Extreme couponing might be tempting, but do you really have 6 hours a day to devote to clipping coupons? Especially since your time is money!
Well… let me clarify. I’m against the “extreme” part of extreme couponing in the way that it’s portrayed on the TLC show. Mostly because it’s not for the faint of heart; it’s not as easy as it appears to be on the show. Definitely not the avenue any Average Joe should take as a method for saving money. Only the rare few should attempt this lifestyle… and I’ll explain why.
I know in Rule #3 I had preached about always comparing prices before buying anything in order to save money. However, I didn’t mean you should spend practically every waking hour on it (as they do on the Extreme Couponing show). I mean, yes. You should never buy something without doing a bit of price comparison research beforehand. But only if it takes mere minutes doing so (and that’s why the invention of shopping comparison websites and smartphone apps is a dream come true for any frugal shopaholic!). Because at the end of the day, your time is money.
To put it into perspective, think of the average amount that you make per hour at work. Take that hourly rate and multiply it by the total time (in minutes & hours) it would take to manually pore through local retailers’ individual sales circulars… plus performing other shopping comparisons outside of using smartphone apps & flyer websites. That number? That’s how much your time is worth. You then have to ask yourself, is the amount that you’ll be saving thanks to your “extreme couponing” efforts less than the amount of money you should technically be earning over the same period of time?
Whatever amount you save via extreme couponing measures? You have to take into account the amount of time spent couponing in order to balance out the equation!
And all that time spent trying to save dollar here or a dollar there? With each hour spent doing “extreme couponing” related activities, that’s an hour taken away from time that you could be spending with your family and friends.
Now, I did mention before my belief that extreme couponing is not for the Average Joe… because no matter how you slice it, there’s no way your efforts will translate to enough money saved to make it worth your time. The only way you can really be successful at extreme couponing is if you’re ready to devote enough hours to make “saving money” a full-time job.
Something to take into consideration: Printing coupons from the Internet? You need to pay for the paper and ink, too!
For example, 97 bottles of mustard? 200 containers of orange Tic Tacs? Hundreds of travel-size shampoos (Emphasis on “travel-size,” because extreme couponers always buy items in the smallest size available in order to maximize the savings. Don’t even get me started on that, because not only do you not need hundreds of shampoos… the fact that you’re buying nothing but travel-size bottles means you’re basically both contributing AND supporting the creation of unnecessary plastic waste. Argh.)? I mean, seriously people? Really?! Are you joking? Because creating unnecessary garbage is not cool!!!
If you’re an extreme couponer, I have a sneaking suspicion you would argue those previous points in one of two ways:
- That stuff never expires, so why not stockpile hundreds of them since you’ll be using them in the future anyway… and this way, you’re saving money by buying the products in advance!
- We buy so much of it because it’s free (so why not?)… and anything that we don’t use, we donate to the local Food Bank
First of all, food items do expire… I don’t care what they say about “mustard never expiring” because that’s simply not true. You try eating mustard from a bottle purchased 20 years ago! Betcha you wouldn’t go near it with a 10-foot pole. And while it’s very noble for these people to argue that everything they buy for practically nothing or get for free, they will donate to their local Food Banks (if they don’t get around to using it all)… doesn’t that defeat the whole purpose of trying to “save money” in the first place?
It’s almost like these people are doing extreme couponing just for the thrill of “getting stuff for free.” Sure, in terms of sheer dollars and cents, you’re “saving money” in the literal definition of the term… because, yes, you’re technically capable of buying $1000 worth of groceries for something ridiculous like $0.75. But what the show doesn’t tell you is that no family can live ONLY off the items purchased via extreme couponing tactics that are in their stockpiles.
Extreme couponing? It doesn’t get you free (or practically free) fresh produce, meat, poultry, fish, bread… y’know, the non-packaged food items that you need to eat on a regular basis to remain healthy in life and not become morbidly obese! And yes, I’m well aware that some highly skilled extreme couponers are capable of “earning money” through their extreme couponing tactics and will use their earned surpluses in exchange for buying fresh food items. But again, this goes back to my main point… which is that extreme couponing is not for the Average Joe. But hey, if you can make it work successfully for you and it does lead to substantial savings, then good on ya!
Rule #10: Shop Clearance or Warehouse Sales
Be prepared to be quick and fast if you want to get your hands on the best items at warehouse sales! But trust me, the reward is worth it.
Anyway, I’ll make this last rule short and sweet. If you’re not already aware of any local clearance or warehouse sales in your neighborhood… your homework tonight is to go seek them out!!!
First off, a quick checklist:
- Are you’re willing to stand a really long time in line (both in line to get in to the sale and another line just at the cash registers)?
- Do you have any problems with possibly elbowing your way through crowds of other crazed frugal shoppers like yourself?
If you answered yes to both, then congratulations! You’re all set and ready to become a warehouse sale shopper!
It goes by different names (warehouse sales, trunk show sales, sample sales, clearance sales and outlet sales to name a few). But whatever the name, the mission is clear: it’s the active hunt for buying practically everything imaginable at rock-bottom, clearance prices… some so low, you’re barely spending a dime!
In recent memory, I’ve been to a Lululemon warehouse sale for discount yoga apparel, both a Smashbox and a L’Oreal warehouse sale for discount beauty products, an Umbra warehouse sale for discount photo gifts, even had the chance to make it to not one, but TWO Foxy Originals clearance sales for discount jewelry. Many of these warehouse sales are regularly occurring (usually once a year around the same time), so definitely mark them on your calendar!
The best way to Keep track of when they’ll occur? Keep up with coupon blogs and frugal discussion forums, or follow
Good Luck and Happy Saving!
Hope you’ve enjoyed my frugal money saving tips.
Many thanks in advance and cheers!
XOXO, Karina
